BuildCasa’s NestEgg program helps homeowners like you unlock trapped value in your property. If you have extra lot space, we will help you create a new six-figure asset through an SB 9 lot split. We handle the entire process including surveying, application management, and partial lien release so you can keep your existing mortgage without refinancing. To get started, enter your address here or give us a call to schedule a free consultation.

It usually takes 3-6 months to complete the subdivision, giving you a new lot with a separate APN. The actual time will vary depending on the approval time in your community. Once the new lot is created, you have complete flexibility to sell the new lot, build new units, or simply do nothing and accrue equity on two properties instead of one.

Very little! Our goal is to take as little of your time as possible. BuildCasa will handle all of the official paperwork, permitting logistics, surveying, and coordination with your mortgage lender to ensure that the process is as painless and stress free as possible.

Our process helps homeowners take advantage of California state laws, such as SB-9, to implement the lot split. These laws are designed to help address California’s housing shortage and provide homeowners with a financial incentive to subdivide their extra or underutilized yard space for new homes.

If you have an outstanding mortgage on your home, BuildCasa will help you obtain written approval from your lender to grant a partial lien release based on the new property lines. This process will allow you to keep your existing mortgage following the subdivision process.

It is unlikely that your property taxes will be affected by the transaction. Generally, a subdivision of land alone does not trigger a reassessment of a property. However, we recommend that you consult with a CPA or your local county for confirmation.

Homeowners can benefit from increased property value and the potential for additional rental income if you choose to build new housing units on the subdivided lot. SB 9 allows for homeowners to build a new home or duplex which can be rented or sold separately from your primary residence.

After a short consultation, we will provide you with a guaranteed quote for our service including all required application fees, appraisals, surveying, and lender coordination fees.

Typically the new lot will be worth 15-25% of the value of your primary residence. The exact value varies by location and property characteristics.

Yes! Once your property is subdivided, you are free to sell it at any time. We can even help you sell the property and are committed to getting you the highest possible price. For more information on our process for selling your extra lot space, click here.

Yes, you can rent or sell new units built on the newly subdivided lot at any time. This can provide you with additional income or help you recoup your investment in the lot split process.

Yes, BuildCasa can refer you to our network of local building partners who can help you build a new single family home or duplex on the newly created lot after subdivision.

To be eligible for a lot split under SB 9, your property must be located in a single-family residential zone, and meet specific size and hazard zone requirements. BuildCasa can help you determine if your property is eligible by conducting a comprehensive assessment of your lot.

Yes, SB 9 includes a homeowner occupancy requirement which requires homeowners to intend to stay in their existing home for 3 years following subdivision.

Under California law, the new lot must be between 40% and 60% of the size of the original lot. BuildCasa will work with you to determine the ideal dimension and orientation for the new lot under SB 9 requirements.

BuildCasa will work with you to make sure that your new lot will meet the local requirements for access to the new parcel before proceeding with the NestEgg process. Specific requirements vary by jurisdiction.

Nothing! After the NestEgg process, you will still own your existing home along with a new property that you own free and clear!

Following the lot split, the overall property value tends to go UP significantly. The value of the newly created lot is often worth 15-25% of your primary home’s value. There may be a marginal value decline of your original home, but the value of the newly created lot is often much higher than any value decrease of the original house.

If your property isn’t eligible for SB 9, you may still have other options to get the most value from your property. If you’re interested, email us at hello@buildcasa.com or call/text us, and we can let you know if we might be able to help.

We charge a transparent fee for the NestEgg service which includes a concierge level service for the entire process including application management, surveying, and coordination with your lender to ensure you can keep your existing mortgage and will not need to refinance.

Navigating SB 9 is often extremely arduous. BuildCasa was created to help homeowners who aren’t willing to spend the time or resources to navigate city permitting, pay city fees, hire contractors, and deal with the sales process of the lot. However, you are free to do the process on your own without BuildCasa!